Why It's Necessary to Pull Permits for a Remodel (Even though It May Seem Like an Inconvenience)
- Jarred Call
- 1 hour ago
- 3 min read
Considering waving that permit for that bathroom remodel or basement finish? That will cost you more than a fine.
Even though when you're planning a home renovation, permits are likely not the most glamorous aspect of the project. Indeed, most homeowners ask themselves:
Do I actually need a permit for this?
It may sound like a bureaucratic speed bump, particularly when a contractor suggests, "We can probably get away without one." But here along Colorado's Front Range — from Boulder to Fort Collins to Longmont — obtaining the proper permits is essential.
And skipping them? That can turn a dream remodel into a financial and legal headache.
Let’s break it down.
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What is a Permit and Why Is It Important?
A permit is the formal approval of your city or county where you live to perform building, electrical, plumbing, or structural work on your house. It guarantees the work:
Follows building codes
Meets safety standards
Is checked for quality and compliance
Permits safeguard you, your house, and your resale value in the future.
When Do You Need a Permit?
In most Colorado towns and cities, you'll likely need a permit if your project involves:
Structural modifications (walls, ceilings, decks, etc.)
Electrical or plumbing upgrades
Finishing a basement
Installation or moving of HVAC system
Bathroom or kitchen renovation
New roof, siding, or windows
Even minor projects such as a fence installation or water heater replacement usually need one. Always contact your local building department if you're unsure.
5 Reasons You Don't Want to Skip the Permit
1. It Could Halt Your Project Halfway
If you are caught working without a permit, the city can issue a stop-work order. That is:
Work ceases immediately
Fines or penalties can be imposed
You can be required to tear up finished work to inspect
2. You'll Have a Hard Time Selling
Unauthorized work can jeopardize a property sale. Home inspectors and astute buyers will find out, and it can:
Reduce your home's value
Delay or kill the deal
Require you to go back and obtain retroactive permits (which may be even costlier and take longer than if they were pulled originally)
3. It Can Void Your Homeowners Policy
If the damage is caused by unauthorized work (consider fire due to DIY electrical work), your insurer can refuse to pay. That leaves you footing the entire bill for repairs.
4. Permits Equal Safer, Code-Compliant Work
Building codes aren't red tape — they're there to save you. That includes:
Good ventilation to prevent mold
Fire-resistant electric wiring
Durable building that resists Colorado's freeze-thaw cycles and high winds
5. Permits Give You Recourse
If something goes awry and your contractor secured proper permits, you have recourse to the law. Without them? You're on your own.
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What if Your Contractor Tells You That You Don't Need One
Red flag. A reputable Colorado contractor will always advise you to follow local law. If they recommend bypassing permits "to save time or money," it probably indicates that they're:
Unlicensed
Taking shortcuts
Avoiding inspections for a reason
Don't be fooled. Saving a few hundred dollars today can cost you thousands down the road.
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Final Thoughts: Permits Safeguard More Than Paperwork
Getting permits can be such a pain, but it's honestly all about safeguarding your investment. Whether you are finishing a basement in Erie, renovating a kitchen in Louisville, or adding a deck in Lyons — ensure that you (or your contractor) are obtaining the necessary permits.
Need Help Navigating Permits for Your Next Remodel?
At Alpine Home Repairs, we permit for you — properly. We are insured, licensed, and experienced in working with building departments in Boulder County and beyond. From a small upgrade to a full remodel, we make sure it is done legally, safely, and to code.
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